Umamusume Carats Guide: In-App Purchase vs. Third-Party Top-Up — What Saves More?
June 23, 2026
Umamusume Pretty Derby is a traditional gacha game, which was built on horse racing culture in Japan, and Carats are known as a valuable currency in the game that helps to build your skills in the game. You'll need Carats at different levels during the purchase of characters, and participating in different events. We'll guide you how Carats price works and how you can buy Carats using an in-app store or through a third party top-up, getting maximum value from your investment. Don't delay for Carat planning as active banners and Cancer Cup promotions are round the corner.
Umamusume Pretty Derby is a traditional gacha game built on horse racing culture in Japan.
What Carats Are and What They Buy
As we have already told you, Carats are premium game currency in Umamusume Pretty Derby and they are widely used for buying characters and cards. There are two types of Carats i.e Paid Carats and Free Carats. One is purchased through real money while the other can be earned in game missions at different levels and as a result of events. You'll need Carats to upgrade your account because rewards are linked in the game with gacha pulls. In order to get an SSR support card or earn a 3-star character, you either need to make good investments or have good luck to reach that stage. So, don't miss free rewards in the game and earn more Carats from hot campaigns like Fuji Kiseki Showtime. Having a minimum level of 1500 Carats will open horizons of more rewards like special scouts, SSR support and banners for prize money.
In-App Purchase: What It Actually Costs
If you want to buy in-app Carats, it is pretty simple but takes extra money for the same amount of Carats that you would from other platforms. Players can easily purchase Carats either through Google Play Store or iOS App Store, both sell Carats at standard price. However, both of the stores don't offer any discount even if you make a bulk purchase from them. The price of Carats will be 10-20% high at Google Play Store or iOS Stores. The only discount bracket available at these platforms is first-purchase bonus with an opportunity to get a single time reward.
Third-Party Top-Up: How It Works and What to Expect
If you're looking for huge discounts and real value of your money while purchasing Carats then third-party top-up platforms are the answer. These platforms add real value to their customers by offering regional pricing, bulk-purchasing discounts and regular customer benefits. Most of these third-party platforms are trustworthy and don't take user's login and password to make transactions on their system. But they use UID based transactions, which is a more secure and fast way in making gaming transactions. These platforms run promotions throughout the year with different events and banners to allow users to use their services without any interruption and risks. So, you can now purchase Carats or take part in any event that requires credits through these third-party platforms. For Umamusume players managing their Carat budget across the June banner schedule and Champions Meeting prep, umamusume top up on Lootbar is the way to stock up without the full App Store price tag.
Umamusume: Pretty Derby is a Japanese multimedia franchise that centers on anthropomorphized racehorses.
When In-App Purchase Makes More Sense
There are some scenarios when buying Carats through in-app stores makes sense because they give some discount to first-time buyers. However, if you're a regular buyer and need frequent purchase of Carats then third-party platforms are proven a rational choice. Just make in-app purchases at the time of emergency or in a situation when you need Carats immediately. It is advised to compare both platforms at the time of need to check which is most suitable at that time.
Conclusion
Just make sure you can clearly make a difference between third-party top-up options and in-app purchase to use them at the right time. This will allow you to manage your resources in a better way. The most efficient Umamusume players treat their Carat budget the same way a trainer manages a racing stable, Lootbar top up keeps the cost of participation lower over a full game year.
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